The MCA Portfolio Dashboard: Metrics That Matter
An MCA portfolio dashboard is a real-time view of how an entire merchant cash advance book is performing — exposure, repayment pace, and which deals are ahead or behind — without opening individual deals. It loads on sign-in and lets funders, ISOs, and syndicators read the health of the book at a glance. In MCA Track, the Dashboard adapts to your role and scales every figure to your share of each deal.
Key takeaways
- The Company Performance gauge runs on a 0–201% scale, where 100% means the book is paying exactly on schedule.
- The Dashboard adapts to your role: funders see full deal amounts, while ISOs and syndicators see the same layout scaled to their share.
- The Status chart counts every deal as Open, Closed, or Default (Collections plus Written-Off, and Legal if enabled).
- Four ranked Top & Bottom Merchants lists cover deals active in the last 60 days.
- The Performance bottom list is the fastest way to catch deals falling behind before they become losses.
- Most dollar figures use the pending basis so they reflect the latest activity.
What is an MCA portfolio dashboard?
An MCA portfolio dashboard is a single screen that summarizes the performance of an entire merchant cash advance book in real time. It reports how much capital is deployed, how repayment is pacing against schedule, and which deals are ahead or behind — so you can manage the portfolio without opening each deal individually.
In MCA Track the Dashboard is the portfolio’s home base. It loads on sign-in and adapts to your role. Funders see full deal amounts; ISOs and syndicators see the same layout scaled to their share of each deal.
How does the Company Performance gauge work?
The Company Performance gauge averages the performance of every open deal more than three days old onto a 0–201% scale. A reading of 100% means the book is paying exactly on schedule, above 100% is ahead of schedule, and below 100% is behind.
Alongside it, the Amount Allocated donut shows who funded the active principal — the funder’s own portion versus each syndicator’s. The Status chart counts deals as Open, Closed, or Default, where Default combines Collections and Written-Off, plus Legal if that status is enabled.
What does the Statistics Quick View show?
The Statistics Quick View pairs a Totals panel with a Snapshot table. The Totals panel reports counts and the dollars exposed in troubled deals, each shown for the whole deal and for your own share. The Snapshot table compares your open book against all-time totals across the metrics below.
| Snapshot metric | What it measures |
|---|---|
| Cash Out | Capital deployed into advances. |
| Expected Return | Expected profit on the book. |
| Expected Payback | Total expected repayment. |
| Balance | Outstanding balance still owed. |
| Avg. Factor Rate | Average factor rate across deals. |
| Payback to Date | Repayment collected so far. |
| Return to Date | Profit realized so far. |
Most dollar figures use the pending basis so they reflect the latest activity rather than only settled transactions.
What are the Top & Bottom Merchants lists?
Top & Bottom Merchants is a set of four ranked lists — a top 25 and a bottom 25 each — covering deals active in the last 60 days. The lists rank deals by advance amount, total paid back, Ending Soon (the percent of payback collected), and Performance.
Use these lists to act on the portfolio in priority order:
- Check the Performance bottom list to catch deals falling behind schedule before they become losses.
- Review the Ending Soon top list to surface renewal opportunities.
- Scan advance amount and total paid back to see where exposure and repayment are concentrated.
ISO organizations that also syndicate get a toggle to switch between their originator view (deals they sourced) and their investor view (deals they participate in).
The Dashboard is the starting point of a wider workflow. To see how deals reach it, read about the MCA deal pipeline from lead to funded and the underwriting tools that vet each deal. What each person can see on the Dashboard depends on their user role and permissions. For the full platform overview, see the MCA Track platform guide.
Want to see the portfolio dashboard with your own book in mind? Book a walkthrough →
Frequently asked questions
It means the open book is paying exactly on schedule. Above 100% is ahead of schedule and below 100% is behind, on a 0–201% scale.
They see the same layout, but every figure is scaled to their share of each deal rather than the full deal amount.
The Status chart counts a deal as Default when it is in Collections or Written-Off, plus Legal if that status is enabled.
The Performance bottom list highlights deals falling behind schedule before they become losses, while the Ending Soon top list surfaces renewal opportunities. Both cover deals active in the last 60 days.